- Joined the Partnership for Biodiversity Accounting Financials (PBAF) as a supporter.
Highlights
-
2025.11.26Fubon Financial Holdings and its Subsidiaries have Achieved an Impressive Total of 22 Awards, the Highest in the Financial Industry, at the 2025 Taiwan Corporate Sustainability Awards
-
2025.11.25Fubon Financial Holdings has Received the "Workplace Gender Equality Certification" from the Department of Labor, Taipei City Government for the Third Time
-
2025.11.07Fubon Financial Holdings Received the "Excellence in Corporate Social Responsibility Award," the "Talent Sustainability Award," and the "Family Friendly Workplace Award“
Chairman's Message
Creating a Resilient, Inclusive, Sustainable Future through the Power of Finance
Since returning to the White House in January 2025, U.S. President Donald Trump has stressed “America First.” He has pulled the United States out of the Paris Agreement, loosened carbon emissions standards, and promoted the extraction of fossil fuels, and many major American financial institutions have exited international climate organizations. That begs the question: With global sustainability facing headwinds, is the trend toward net-zero emissions about to be reversed? The answer is no. The planet will not stop warming simply because we refuse to confront climate change, and companies cannot ignore risks to their global competitiveness from carbon emission costs simply because one country’s policy has changed. Given the shifting winds in global politics, coupled with such challenges as the ongoing climate crisis, digital innovation, and social change, the World Economic Forum (WEF) chose “Collaboration for the Intelligent Age” as its agenda for its annual meeting in Davos in January 2025, and highlighted the need for more resilience, inclusion and sustainability. With change emerging as the new normal, crisis and opportunity will inevitably co-exist, and as the first Taiwanese financial institution to become a WEF member, Fubon Financial Holdings believes the role of the financial sector is to support the transformation of companies and society and be a positive force for sustainability. Recognized as one of Taiwan’s leading companies, Fubon has led all financial holding companies in EPS for 16 consecutive years. We not only pursue stable business growth but also endeavor to make the best use of capital and information flows and our overall influence to lead capital markets in a sustainable direction.
Sustainable Actions Aligned with 2025 WEF Trends
The most recent WEF annual meeting focused on five themes: Reimagining Growth; Industries in the Intelligent Age; Investing in People; Safeguarding the Planet; and Rebuilding Trust. These are closely aligned with Fubon’s ESG Visioning Blueprint. Based on that vision, we have set four sustainability strategies and extended our long-term sustainability goals to 2030, while taking responsible and tangible actions to promote sustainable finance, digital transformation, talent cultivation, and strategic partnerships and strengthen ESG governance.
Reimagining Growth:Sustainability Concepts + Growth Momentum
Fubon does not see financial results as the sole barometer of corporate growth. Sustainability concepts are also incorporated into every aspect of our business. In 2021, we set the four sustainability strategies of decarbonization, digitalization, encouragement and connection, which were proactive responses to the United Nations’ Sustainable Development Goals (SDGs). Sustainability is not an “option”; it involves “action,” which is why sustainability principles are integral parts of our business operations and commercial activities. We have set goals related to 29 quantitative sustainability indicators to be achieved by 2030, and annually review progress on them or optimize the indicators in pursuit of a common good with our many stakeholders.
Industries in the Intelligent Age: Forging Secure and Innovative Digital Services
With the rapid development of AI driving industrial innovation, Fubon Financial Holdings and its subsidiaries have invested aggressively in financial innovation and technology. Beyond digitizing a broad range of services, we continue to use AI and machine learning to upgrade digital insurance for electric vehicles, adopt mobile ID technology to perfect our policyholder ID authentication system, and develop a smart bank monitoring platform. These initiatives are making our financial services more secure and efficient and helping to deliver a more stable financial experience for customers.
Investing in People: Empowering Employee Transformation
Fubon expects that in the “intelligence age,” not only will technology have to be upgraded, but people will have to grow and remake themselves. We put a high priority on employee learning and skills development, including by training supervisors and business personnel through talent development programs founded on digital technology. This has strengthened employee buy-in for digital transformation and knowledge of digital applications, paving the way for a new organizational future. To cope with rapidly changing sustainability trends, we created the “Fubon ESG Club” – a first in Taiwan’s financial circles – in 2024. It organizes exclusive Fubon courses on sustainability that cover common global environmental, biodiversity and disinformation risks. These bolster communication across subsidiaries and internal sustainability literacy while empowering employees on sustainability. At the same time, we expect to increase our employee stock ownership trust fund contribution in 2025 by about 60% to NT$800 million. This expansion of the employee stock trust and incentives for lengthy service should further encourage the retention of talent, and Fubon also provides substantial childbirth, family care and retirement support to help employees at different stages of their lives.
Safeguarding the Planet: Promoting Sustainable Finance
Fubon uses technology to support sustainability-related businesses. Subsidiary Fubon Insurance in particular has combined its expertise with AI to forge a “Loss Prevention Database System” that offers corporate clients facing climate change challenges strategies for managing environmental risks and operating sustainably. Meanwhile, to accelerate the spread of sustainable finance, Fubon has set a goal of NT$2.9 trillion in green finance in 2030, having already exceeded the NT$2.5 trillion threshold in 2024. This initiative fully supports business transformation through green investment and financing, green energy technology investment, green bond underwriting and investment, the creation of climate-related products and services, and investments in renewable energy, energy-saving technology and sustainability infrastructure.
Rebuilding Trust: Integrity, Transparency at the Heart of Sustainability
Advances in technology have led to new crises involving disinformation, privacy, and ethical issues. Prizing integrity in this challenging environment, Fubon earns stakeholders' trust by providing information with the highest degree of transparency and aligning itself with the latest IFRS norms to strengthen information disclosures. In terms of carbon management, we had our emissions targets validated by the Science Based Targets initiative (SBTi) in 2022. The financial holding company and its subsidiaries regularly issue TCFD (Task Force on Climate-related Financial Disclosures) reports to describe the potential impacts of climate risks on their finances, and counter outside concerns of corporate greenwashing. The Eagle Eye Anti-Fraud Alliance consisting of 36 banks in Taiwan is another major upshot of Fubon’s efforts to build trust. Subsidiary Taipei Fubon Bank first developed an AI anti-money laundering model that could accurately detect and verify suspicious transactions and stop illegal money flows. Since 2023, the system has been shared for free with other Taiwanese financial institutions, sparking collective action. In 2024, the system was adopted at more than 4,600 locations of 36 banks to join with the government in fighting financial fraud, creating a financial safety net for consumers.
International Recognition for Sustainability Efforts
Fubon Financial Holdings has led the way on sustainability and net-zero initiatives, earning widespread international recognition for its efforts. In 2024, Fubon was named to the DJSI (Dow Jones Sustainability Index) World Index for an eighth consecutive year and to the Emerging Markets Index for a ninth straight year. We were again selected to the S&P Global Sustainability Yearbook in 2025, while being chosen as a constituent of the MSCI ESG Leaders Indexes for an eighth consecutive year and maintaining our “AA” MSCI ESG Index rating. Fubon also received an “A” rating on Climate Change from the Carbon Disclosure Project and continued to be given an ESG rating of “Prime” from proxy advisory firm Institutional Shareholder Services. These many honors reflect Fubon’s ability to lead sustainable transformation. Though this may be a time of major political and economic challenges, it does offer companies an opportunity to re-examine their sustainability goals. In the coming years, Fubon will continue to strengthen the alignment between its sustainability strategies and core businesses to meet its commitment to its brand proposition “Be Positive, All Possible” and steadily stride forward amid global turbulence.
Empowerment and Connection:
Galvanizing Society’s Positive Energy, Starting from Within
Fubon Financial Holdings has led the way on sustainability and net-zero initiatives, earning widespread international recognition for its efforts. In 2024, Fubon was named to the DJSI (Dow Jones Sustainability Index) World Index for an eighth consecutive year and to the Emerging Markets Index for a ninth straight year. We were again selected to the S&P Global Sustainability Yearbook in 2025, while being chosen as a constituent of the MSCI ESG Leaders Indexes for an eighth consecutive year and maintaining our “AA” MSCI ESG Index rating. Fubon also received an “A” rating on Climate Change from the Carbon Disclosure Project and continued to be given an ESG rating of “Prime” from proxy advisory firm Institutional Shareholder Services. These many honors reflect Fubon’s ability to lead sustainable transformation. Though this may be a time of major political and economic challenges, it does offer companies an opportunity to re-examine their sustainability goals. In the coming years, Fubon will continue to strengthen the alignment between its sustainability
strategies and core businesses to meet its commitment to its brand proposition “Be Positive, All Possible” and steadily stride forward amid global turbulence.
Vision and Mission
Operations Mechanisms
Visioning Blueprint
SUSTAINABILITY MILESTONE
2024
2023
- The merger of Fubon and Jih Sun was officially completed , moving towards a new milestone in corporate governance.
- Joined the Taskforce on Nature-related Financial Disclosures (TNFD) Forum.
- Fubon Insurance is first non-life insurer to commit to net-zero underwriting by 2050.
2022
- Won “Double A” honor of CDP climate change, supplier engagement rating for two consecutive years.
- Became a member of PCAF and AIGCC.
- Became Taiwan's first financial institution to sign World Economic Forum “Stakeholder Capitalism Metrics” Commitment.
- Joined RE 100 and committed to using 100% renewable electricity across its global operations by 2040.
2021
- Adopted four sustainability strategies – Decarbonization, Digitalization, Empowerment and Connection.
- Established “Sustainable Finance Policy”.
- Published the first TCFD (Task Force on Climate related Financial Disclosures) report in the financial industry.
2020
- Fubon Insurance adopted principles for sustainable insurance and published a PSI Report.
2019
- Became a TCFD Supporter
- Adjusted Fubon Financial Holdings Responsible Investment Management Guidelines to apply to Fubon Financial Holdings and subsidiaries in 2019 for unified compliance with Principles of Responsible Investment (PRI).
2018
- Adopted the Task Force on Climate related Financial Disclosures (TCFD) climate risk management framework.
2017
- Taipei Fubon Bank joined the Equator Principles Association.
2016
- The first financial institution to commit to set science based targets (SBT) in carbon reduction.
2015
- Established Corporate Governance and Sustainability Committee.
2014
- Started complying with UN’s Principles for Responsible Investment.
2013
- Supported the carbon disclosure project (CDP) and completed the CDP questionnaire.
