Fubon Financial

Fubon applies four ESG strategies to leverage its financial strengths and drive sustainable industrial and social development

Fubon Financial Holdings’ efforts to promote corporate sustainability have once again been recognized! To encourage the financial sector to proactively manage climate change and ESG-related risks, align with international trends in sustainable finance, and strengthen the financial system’s role in guiding the sustainable transformation of the real economy—thereby accelerating the development of a comprehensive sustainable finance ecosystem—the Financial Supervisory Commission (FSC) will implement sustainable finance evaluation indicators starting in 2023. Today (the 2nd), the awards ceremony for the “3rd Sustainable Finance Evaluation” was held. Four subsidiaries of Fubon Financial Holdings—Fubon Life, Fubon Insurance, Fubon Securities, and Fubon Asset Management—were each honored with rankings in the top 25% of their respective industries, insurance and securities! This fully recognizes Fubon’s long-term commitment to corporate sustainability and its active implementation of the four key ESG strategies—decarbonization, digitalization, empowerment, and connection—as it continues to leverage the core functions of the financial industry to drive positive change for the sustainable development of both the industry and society.

Fubon Life sets industry benchmarks, earning top “Sustainable Finance Evaluation” recognition for three consecutive years

Amid the active advancement of sustainable transition policies, Fubon Life has, for the third time, been recognized among the top 25% of the insurance industry in the “Sustainable Finance Evaluation.” This distinction highlights the company’s outstanding performance across key areas including sustainable governance, climate risk management, green finance development, and information transparency.

Fubon Life continues to leverage its investment influence to drive the sustainable transformation of industries. Its outstanding balance of green finance investments has increased steadily year by year, with a target of exceeding NT$2 trillion by 2030. At the same time, the Company fulfills its sustainability commitments through green procurement practices—between 2018 and 2025, cumulative purchases from social innovation enterprises have surpassed NT$400 million. In support of the government’s “2050 Net-Zero Emissions” goal, Fubon Life has strengthened its management of climate-related risks and actively participates in international sustainability initiatives, including the Science Based Targets initiative (SBTi) and RE100. The Company has committed to achieving 100% renewable electricity usage across all global operations by 2040. At the same time, Fubon Life extends its sustainability commitment beyond core operations by continuously advancing a river waste rapid assessment program, further deepening its efforts in environmental conservation.

On the customer side, Fubon Life enhances access to insurance protection and advances inclusive finance through innovative products and digital services. From a governance perspective, the Company continues to strengthen the quality of its TCFD-aligned climate disclosures while enhancing its resilience and responsiveness in adapting to regulatory and accounting transitions, including IFRS 17 and the TIS framework. Looking ahead, grounded in its financial expertise, Fubon Life will continue to drive sustainable innovation and expand its positive impact on the environment and society.

Fubon Insurance advances sustainable finance, ranking in the top 25%

In the latest assessment, Fubon Insurance was ranked within the top 25% of the insurance industry for the overall composite score as well as across all three ESG dimensions—Environmental, Social, and Governance. This performance reflects the Company’s approach to integrating sustainability through a structured management framework, continuous performance enhancement, and balanced value creation. Amid increasing climate‑related risks to business stability and operations, Fubon Insurance has embedded climate considerations into its risk management practices by leveraging data analytics and technological innovation to develop comprehensive disaster risk assessment systems. The Company further supports the low‑carbon transition by providing loss prevention and risk advisory services for renewable energy and emerging sectors, including solar power, offshore wind, and energy storage. Through these initiatives, Fubon Insurance demonstrates the role of insurance in enhancing climate resilience and supporting the sustainable development of a low‑carbon economy.

Fubon Insurance also actively advances service digitalization through the broad adoption of electronic policies, digital policy terms, and mobile platforms. Through cross‑industry collaborations with partners such as Taiwan Mobile, STARLUX Airlines, and momo.com, the Company has introduced a “one‑stop insurance” service model. In addition, Fubon Insurance has partnered with USPACE to pilot a “real‑time usage‑based insurance” program, which has received regulatory approval from the Financial Supervisory Commission (FSC). In response to an era characterized by rapidly evolving usage scenarios, these initiatives provide customers with more diversified and convenient insurance channels while enhancing overall service accessibility.

Guided by four core strategies—decarbonization, digitalization, empowerment, and connection—Fubon Insurance will continue to deepen its sustainable finance initiatives. By integrating its risk management expertise with digital innovation capabilities, the Company aims to strengthen its climate risk response and service resilience, translating sustainability commitments into tangible actions.

Fubon Securities earns top‑25% recognition in the sustainable finance evaluation for two consecutive years

For two consecutive years, Fubon Securities has been recognized as ranking in the top 25% among securities firms in the “Sustainable Finance Evaluation,” achieving outstanding results across all three dimensions of environmental, social, and governance. Leo Cheng, Chairman of Fubon Securities, stated that the company adheres to the principle that “sustainability is the core responsibility of the financial industry,” integrating ESG practices into daily business decisions and continuing to respond to expectations from all sectors through concrete actions.

On the environmental front, Fubon Securities actively channels capital toward economic activities with sustainable impact, supporting enterprises in advancing sustainable development and accelerating their decarbonization transition. The company has also established anti‑greenwashing guidelines for green‑related financial products and implemented internal review mechanisms to ensure that product information is transparent, accurate, and reliable. On the social front, Fubon Securities has also demonstrated outstanding performance in financial consumer protection and talent development. The company has implemented the ISO 10002 Customer Satisfaction Management System to optimize complaint-handling processes and enhance the overall customer service experience. It has also strengthened anti-fraud and care mechanisms, raising public awareness through diversified outreach initiatives. In addition, Fubon Securities continues to invest in comprehensive employee training and cultivate an inclusive and supportive workplace environment, further strengthening a sound and holistic talent development framework.

On the governance front, Fubon Securities conducts an external board performance evaluation by an independent third party every three years. The latest evaluation results affirm the Board’s effectiveness in decision-making and its high level of information transparency. The company has also been selected for four consecutive years to the Taiwan Stock Exchange’s “List of Institutional Investors with Better Stewardship Disclosure,” demonstrating the tangible results of its long‑term commitment to enhancing governance quality.

Fubon Asset Management was ranked in the top 25% in its first participation in the “Sustainable Finance Evaluation”

In its first participation in the Financial Supervisory Commission’s “3rd Sustainable Finance Evaluation,” Fubon Asset Management stood out among 15 asset management firms, ranking in the top 25% overall, demonstrating the results of its long-term commitment to ESG governance and the promotion of the net-zero transition. Adhering to the United Nations Principles for Responsible Investment (PRI) and the Taiwan Institutional Investor Stewardship Code, Fubon Asset Management systematically integrates the three core pillars of sustainability—Environmental, Social, and Governance (ESG)—into its research and investment processes. This approach strengthens risk management, creates long-term value, and embodies the spirit of sustainable finance.

In terms of institutional development, Fubon Asset Management continues to strengthen its ESG governance and risk management frameworks, while obtaining multiple international certifications, underscoring its firm commitment to best practices in sustainable management. As early as 2009, the company implemented and obtained certification under the ISO 27001 Information Security Management System, taking a leading position in the industry and continuously maintaining the validity of the certification. Since 2023, it has advanced organizational greenhouse gas inventory and assurance in accordance with ISO 14064‑1. In 2024, the company achieved ISO 22301 Business Continuity Management certification and successfully completed its surveillance audit in 2025, demonstrating its institutionalized and systematic capabilities in sustainable governance.

Looking ahead, Fubon Asset Management stated that it will continue to deepen the integration of ESG into its investment processes and further enhance its disclosure mechanisms. By steadily advancing the development of sustainable finance, strengthening its asset management expertise, and expanding its sustainable impact, the company aims to move toward becoming a first‑class asset management institution in Asia.