Fubon Financial

Strengthening the campus fraud prevention network to enhance teachers' ability to respond to fraud

In response to the "Next-generation anti-fraud strategy guidelines, version 2.0," the Taichung City Government organized a seminar titled "Campus Fraud Prevention Network" on the eve of Teacher's Day. This initiative was in collaboration with Taipei Fubon Bank and Fubon Life, and it brought together resources from the Education Bureau of Taichung City Government, Taichung City Government Police Department and the Taichung Branch of the Taiwan High Prosecutors Office. The aim was to convey the latest anti-fraud concepts to educators in Taichung City’s junior high schools, high schools and vocational schools. Through this cross-sector collaboration, we hope to enhance teachers' awareness of fraud tactics and their ability to respond, thereby contributing to their financial security and the stability of the campus.

According to statistics from the National Police Agency, the victimization rate for fraud cases in the second quarter of this year was highest among those aged 18 to 23. Furthermore, the number of juvenile crimes has continued to rise in recent years. Observing the types of crimes committed by juveniles apprehended by police, the influence of “fraud accomplice patterns” on young people is rapidly expanding. Reports indicate that 3,124 youths aged 12 to 17 were involved in fraud last year, while the number for those aged 18 to 23 reached 8,706. Among these, 60% served as “peripheral character” within fraud syndicates—acting as money mules or mules' supervisors responsible for money laundering and providing bank accounts. These figures underscore the critical importance of fraud prevention education. Only by instilling fraud awareness from the school level can we effectively reduce the overall societal risk of victimization.

Taipei Fubon Bank and Fubon Life recognize the social responsibility borne by financial institutions. Therefore, we actively engage in anti-fraud efforts, collaborating with government agencies, public departments, and schools to build a more robust protective network. This seminar features Liu Qi-Xian, Captain of the Juvenile Delinquency Prevention Brigade, Taichung City Government Police Department, Hong Wei-Ru, Captain of the Fengyuan Precinct Tracking Team, Hsu Ching-Sen, Prosecutor of the Taichung Branch, Taiwan High Prosecutors Office, Wu Yu-Chao, Assistant Vice President of Taipei Fubon Bank's Financial Security Department, and Hsu Shih-chang, Attorney of Fubon Life. Each expert delivered specialized lecture and shared practical insights. The content includes an analysis of common fraud techniques, a review of recent significant cases, strategies for recognizing deceptive speech, and methods for protecting personal information. It also utilizes practical case studies and situational simulations to assist educators in understanding the latest tactics employed by fraud groups and their corresponding responses, thereby enhancing their ability to identify risks and evaluate the authenticity of information.

The Education Bureau of Taichung City Government emphasizes that as fraud tactics evolve daily, fraud awareness education serves not only as a crime prevention measure but also as the cornerstone of campus safety. When teachers possess keen discernment and effective response strategies, they can protect personal assets and information security while naturally instilling proper concepts in the classroom. Therefore, the Education Bureau of Taichung City Government continues to integrate anti-fraud concepts into curriculum design while consistently implementing campus reporting and emergency response mechanisms. This approach aims to create fraud-free campuses and a secure learning environment.

The Taichung City Government Police Department emphasizes that combating fraud requires collaboration between public and private sectors. Only through the joint participation of government, businesses, and society can we effectively curb the infiltration of fraud syndicates. We extend our gratitude to Taipei Fubon Bank and Fubon Life for their proactive engagement in fraud awareness campaigns and their partnership with the Police Department in promoting campus safety. This collaboration transforms fraud prevention from a solely police-led task into a societal initiative involving all citizens, collectively building a safe city vision of “Nationwide Anti-Fraud, Fraud-Free Campuses.”

The financial industry is responsible for the flow of funds and the security of transactions and it plays a vital role in in preventing fraud. Taipei Fubon Bank has been actively involved in fraud detection efforts. In addition to enhancing training for staff on identifying fraud, the bank has also implemented AI technology to develop innovative tools like the "Eagle Eye Anti-Fraud Model" and "Eagle Eye Real-Time Communication," which significantly improve fraud warning and prevention efficiency. Taipei Fubon Bank is actively promoting targeted anti-fraud awareness campaigns for the elderly, migrant workers, individuals with disabilities, and students. By advancing both technological solutions and educational initiatives, the bank aims to help the public build stronger defenses against fraud.

Insurance is closely tied to people's finances and daily lives, making it a crucial component in fraud prevention. Fubon Life notes that fraud schemes are constantly evolving, with scammers exploiting various channels—from phone calls and text messages to social media platforms—as tools for criminal activity. Facing increasingly sophisticated fraud scenarios, Fubon Life leverages its corporate influence to promote anti-fraud awareness, implementing core actions rooted in the spirit of fair customer treatment. The company actively integrates fraud recognition education into insurance outreach across all age groups, expanding anti-fraud awareness from campuses to households and communities. This effort builds a robust nationwide fraud recognition defense network.

This activity is the kickoff for a touring project. Subsequently, the Taichung City Government, Taipei Fubon Bank, and Fubon Life will work together to hold 50 sessions in schools. These sessions will focus on promoting fraud awareness and improving the protective skills of students and educators. Moreover, by encouraging dialogue between students and their families, the awareness of fraud will spread to households, which will help strengthen the community's overall resilience against fraud.

In the fight against fraud, financial institutions are collaborating closely with government agencies, judicial authorities, and educational systems to build a more comprehensive and robust anti-fraud network. We look forward to deepening cross-sector resource integration, using knowledge as our shield and action as our spear, so that all citizens can unite against fraudulent threats and jointly safeguard a secure future.