| Strategy Vision |
| Fubon Financial Holdings adopted an “honest lending” strategy to align itself with the global trend toward sustainable lending and further live up to the banking sector’s social responsibility. In practice, the goal is to develop lending guidelines that take inclusiveness and sustainability risk into account and harness the positive influence of the financial sector. |
| Definition of the ‘Six Capitals’ |
- Financial capital: Continue to strengthen the performance of the institutional and personal loan business and gradually optimize the environmental and social risk control mechanisms for credit assets to mitigate potential risks.
- Natural capital: Use core competencies to support eco-friendly products and sectors and reduce the value chain’s impact on the environment.
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| 2017 Key Action Plans |
- Management Policies and Implementation: Revision to the risk management mechanism of major financing projects to accord with incorporation of the Equator Principles.
- Incorporate ESG Criteria in Credit Assessments and Provide Preferential Loans to Promote Energy Conservation: Special terms offered on loans for developments with greenbuilding labels, solar power systems, green energy equipment and green industries.
- Green Bonds Issued: In order to help companies and consumers obtain funds for green investments; the funding from which will be used for supporting the green energy industry.
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| Future Goals |
- After joining the Equator Principles Association,the bank will fully realize the Principles in its lending policies in order to continue to strengthen the credit risk management mechanism of significant financing projects.
- Continue to offer green business loans and loans that promote green energy and energy conservation.
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