Personal Loan

Personal Loan

Product Features

  Cash loan Personal instalment loan
Loan Amount Up to 12x monthly income and VND 100 millions, whichever is lower Up to 12x monthly income and VND 100 millions, whichever is lower
Loan tenor (year) Up to 3 years Up to 3 years
Price Fixed for whole tenor Fixed for whole tenor
Repayment Monthly principal and interest Monthly principal and interest
Nationality Vietnam Vietnam
Age From 20 to 55 at application date From 20 to 55 at application date
Min income From VND 8 millions per month From VND 8 millions per month
Income soure Salary only Salary only
Collateral Not applicable Not applicable
Documentation Identification:
  • ID card
  • Residential book

Income proofs:

  • Employment contract and salary bankstatement/payslip
  • Asset ownership including real estate, auto, value paper

Loan purpose proofs

  • Sale and Purchase contract
  • House title deed
  • Construction permission certificate
  • Business contracts

Pricing schemes

  Fixed price
Interest rate 16%pa for whole loan tenor
Early repayment fee 4% in first year
0% from 2nd years onwards

Interest rate quote on 365 days per annual basis and are subject to change from time to time.

Calculator

1. Monthly repayment calculator

Loan amount (Up to 100 millions and 300 millions for cash and consumer loan respectively)

0 VND

300,000,000 VND

Loan tenor (up to 36 months)

months

Interest rate (%)

Monthly repayment

0

2 Max loan amount calculator

Net monthly income

Existing monthly repayment (other banks)

Average spending of card over last 6 months

Interest rate (%)

Loan tenor

months

Max loan amount can take

0

Fees

Fees (collected by Fubon)
Application fee Free of charge
Early repayment fee Charged as signed contract