Personal Loan

	Cash loan	Personal instalment loan
Loan Amount	Up to 12x monthly income and VND 100 millions, whichever is lower	Up to 12x monthly income and VND 100 millions, whichever is lower
Loan tenor (year)	Up to 3 years	Up to 3 years
Price	Fixed for whole tenor	Fixed for whole tenor
Repayment	Monthly principal and interest	Monthly principal and interest
Nationality	Vietnam	Vietnam
Age	From 20 to 55 at application date	From 20 to 55 at application date
Min income	From VND 8 millions per month	From VND 8 millions per month
Income soure	Salary only	Salary only
Collateral	Not applicable	Not applicable
Documentation	Identification: ID card Residential book Income proofs: Employment contract and salary bankstatement/payslip Asset ownership including real estate, auto, value paper Loan purpose proofs Sale and Purchase contract House title deed Construction permission certificate Business contracts

	Fixed price
Interest rate	16%pa for whole loan tenor
Early repayment fee	4% in first year 0% from 2nd years onwards

Interest rate quote on 365 days per annual basis and are subject to change from time to time.

Loan amount (Up to 100 millions and 300 millions for cash and consumer loan respectively)

0 VND

300,000,000 VND

Loan tenor (up to 36 months)

months

Interest rate (%)

Monthly repayment

0

Net monthly income

Existing monthly repayment (other banks)

Average spending of card over last 6 months

Interest rate (%)

Loan tenor

months

Max loan amount can take

0

Fees (collected by Fubon)
Application fee	Free of charge
Early repayment fee	Charged as signed contract

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